5 ways to start a side hustle in Ghana without quitting your 9–5

In Ghana’s dynamic economy, starting a side hustle is a strategic way to boost your income without leaving your full-time job. Whether you’re aiming to build wealth, fund a passion project, or achieve financial independence.
It’s not magic; it’s a mindset and a strategy that anyone can learn and apply. We’ll uncover reasons why some men always seem lucky, and what they’re doing differently behind the scenes. Whether you’re looking to improve your career, relationships, or personal growth, understanding these behaviours could be your first step toward unlocking your own version of “luck.”
Here are five practical side hustles you can start today—each tailored to the Ghanaian context and manageable alongside your 9–5.
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1. Freelance Writing and Copywriting
If you have a flair for writing, freelance copywriting offers a flexible avenue to earn additional income. Businesses worldwide seek skilled writers to create compelling content for websites, blogs, marketing materials, and more.

With just a laptop and internet connection, you can start offering your services on platforms like Upwork or Fiverr. Beginners can learn the basics through free resources on YouTube or affordable courses on Udemy. As you build your portfolio, you can command higher rates, potentially earning between GHS 10,000 and GHS 26,000 monthly .
2. Selling Thrifted or Customised Clothing
Fashion is a thriving industry in Ghana. You can tap into this market by selling thrifted clothing or offering customised pieces. Markets like Kantamanto in Accra and Kejetia in Kumasi are prime locations to source high-quality second-hand items at affordable prices that you can buy on weekends.

Adding creative touches, such as embroidery or tie-dye, can make the pieces unique and appealing. Utilise social media platforms like Instagram to build an online store and attract customers .(YouTube)
3. Becoming a Mobile Money (MoMo) Agent
Mobile money services are integral to Ghana’s financial ecosystem. Setting up a small kiosk to offer cash transfers, withdrawals, and bill payment services is a straightforward business that caters to local communities’ needs after work can help you earn some money. You can also employ someone to handle the transactions for you and pay them a token at the end of the month.

With basic financial literacy and excellent customer service skills, you can earn commissions from transactions while providing an essential service.
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4. Online Tutoring
If you’re skilled in a specific subject, online tutoring is an excellent way to earn money. Use platforms like Teach Me or Tutor.ng to connect with students locally and internationally, or advertise your services on social media.

Online tutoring offers flexibility, allowing you to set your own schedule and rates.
5. Ride-Hailing or Delivery Services
If you own a vehicle or motorbike, consider joining ride-hailing platforms like Bolt or Uber. These services allow you to work flexible hours, making it easy to fit into your existing schedule. Alternatively, you can start a delivery business, catering to the growing demand for food and package delivery in cities like Accra and Kumasi.

Each of these side hustles allows you to leverage your existing skills and resources, offering flexibility to work around your full-time job. By starting small and gradually building your side hustle, you can create a sustainable additional income stream.